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Loan easier by a third of the interest
A loan for anything
- We've made loans 33% cheaper of interest
- You can have the money in your account within 72 hours of signing the contract
- Fixed interest rate 3,12% p.a
- We will lend you up to EUR 55,000
- A one-time charge of € 55 for loan provision no matter how much you borrow.
Calculate the Loan for Anything
Product Name : Exclusive loan
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**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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The fastest way to arrange Loans for anything
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Our loan was ranked among the best according to the Responsible Lending Index.
Our loan will adapt to you
You can keep your loan under control with the Flexi Package. You can pay it off early or cut a big chunk out of it at any time and without a fee.
After the first 6 months of repayment, you can easily adapt your loan:
- Reduce or increase your repayments
- You can defer repayments if you need to
You can face a lot of things when you repay
Everyone can get into trouble from time to time. That’s just life. The important thing is not to let it happen and to take action as soon as possible. There is always a way.
To help you get a better idea, we’ve described the most common situations where it can help to make easy adjustments to your repayments. For example, if you have unexpected expenses or are changing jobs.
If your situation is more serious and you need to pay less in the long term or simply can’t manage the repayments, you may need to adjust the loan itself. We can help you in this case too. Read on to find out how to proceed.
You have 30 days "on trial"
If you decide not to use the loan within the first 30 days of taking it out and end up paying it back or repaying the loan in full, that’s not a problem. You don’t have to worry about any penalties or fines, on the contrary: we will refund the interest paid on the repayments you have already made. The full terms and conditions can be found directly in the contract.
Not valid for loans granted for non euro zone countries.
We will insure you in case you cannot pay
Are you worried about getting into a difficult situation and not being able to repay the loan? With our insurance partners, you don’t have to worry. We will help you and take care of your repayments.
Insurance cover option:
- Available insurance coverage includes:
- Protection against incapacity for work, permanent disability, and death.
Please note: Insurance is provided by independent third-party providers not affiliated with Jumo Cash.
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Price list
Documents for download
Remaining documents for download can be found on this webpage (In English only).
- Confirmation of Income in English
- Information memorandum CIBR and NBCIR
Illustrative example for a Starter Loan
If you borrow €10,000 under our Essential Loan plan with a fixed interest rate of 3.20% p.a., you’ll pay a one-time processing fee of €55 when the loan is approved.
You’ll then repay the loan over 24 monthly instalments of €430.70.
The total repayment amount will be €10,336.8, which reflects an annual percentage rate (APR) of 3.20%.
Interest is charged only from the day the loan is provided until it is fully repaid.
The interest rate is set individually and is influenced by several factors, such as the amount of the loan or the length of repayment. However, the interest rate will never exceed 5,9% per annum.
Additional information
This is only an indicative calculation. The specific terms of your loan will be outlined in the pre-contractual information and the loan agreement.
For loans of €10,000 or more granted between 1 January and July 2024:
- 72% of clients received an interest rate of up to 8.5% p.a.
- 15% received a rate between 8.5% and 10% p.a.
- 13% received a rate above 10% p.a
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