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General Questions 
Loan Repayment & Interest 
Loan Terms & Conditions Our loan application process
Discover makes the process easy — from applying for a loan to paying it off.
Our loan application process
Discover makes the process easy — from applying for a loan to paying it off.
Keizersgracht 128
1015 CJ Amsterdam
The Netherlands
Loan approval is based on confirmation that your income, credit history, debt-to-income ratio, and the details provided in your application meet all lending criteria.
Our most competitive interest rates are reserved for applicants with excellent credit. Your final APR will be determined based on several factors, including your credit history, financial situation, loan amount, and chosen repayment term. Local lending regulations may apply depending on your country of residence.
If you are applying for a loan to consolidate existing debt, please be aware that while you may benefit from a lower interest rate or reduced monthly payments, extending your repayment period could result in paying more interest over time.
Jumo Cash personal loans are for individual use only. They cannot be used for post-secondary education, to repay secured loans, or to pay off existing Jumo Cash credit accounts directly.
Once your loan is approved and accepted, funds will be transferred to your designated bank account. The timing of fund availability may depend on your bank’s processing times.
Please note: After you check your rate and decide to proceed with a full application, Jumo Cash will carry out a hard credit check, which will be visible on your credit report.
