Loan Rates & Fees – Fast Funds, Always

Personal Loans Rates & Fees

Competitive rates & fixed monthly payments

How we determine your APR

We determine your annual percentage rate (APR) based on several factors, such as your credit history and rating, the amount you want to borrow, and your total debt-to-income ratio. We then present you with a loan offer(s) based on what you can qualify for.

How Rates & Fees Work

Interest Rate

What you pay in interest annually, shown as a percentage of the total amount borrowed.

Origination Fee

A one-time loan provision fee based on your loan amount and credit plan, charged once your loan is approved.

Annual Percentage Rate (APR)

The total annual loan cost, including interest and origination fees, reflects the true cost of borrowing. Use the APR to compare loan costs across lenders.

What Our Members Say

I’ve relied on Jumo Cash four times now. Their customer service is excellent, the rates are competitive, the payback options are unmatched, and most importantly, it’s a company I can trust.

—Daan Elsie, a member from Nerderland

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Frequently Asked Questions

What types of loans do you offer?

We offer personal loans, business loans, home loans, car loans, and more. Check our loan products page for details.

Who is eligible to apply for a loan?

Eligibility varies by loan type, but generally, applicants must be at least 18 years old, have a steady income, and meet our credit score requirements.

How do I apply for a loan?

You can apply online through our website by filling out the application form and submitting the required documents.

How long does it take to get loan approval?

Loan approval times vary, but most applications are processed within 24 to 48 hours.

What Should I Have on Hand to Apply for a loan for Anything?

Before you can secure a personal loan, it’s important to understand that lenders have specific eligibility requirements you must meet. These typically include factors like your age, employment status, income level, credit history, and residency status. Meeting these criteria helps the lender assess your ability to repay the loan responsibly. In addition to meeting the … Continue reading “What Should I Have on Hand to Apply for a loan for Anything?”

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